HEALTH & DENTAL PLAN OPT-OUT:
Starts: Aug. 1, 2018 Ends: Sept. 21, 2018
Opt Out at studentvip.ca
The Undergraduate Student Health & Dental Plans are mandatory for all full & part-time students enrolled in the Fall term. Students may opt out if they have proof of alternative extended health & dental coverage, or may remain enrolled and combine benefits from both plans.
All students choosing to opt out must do so through studentvip.ca by the deadline of September 21, 2018. The Health ($119.33) and Dental ($112.00) plan fees are a one time per year fee billed to your student account in the Fall term only.
Please visit studentvip.ca to review the benefits prior to opting out. In many situations, it will be financially beneficial for you to remain on the plan and coordinate benefits with another plan you may already have.
Students will be reassessed and charged a fee for the plans on a yearly basis. This means you will need to provide proof of alternative coverage and opt out each year you are a student (including co-op terms). Alternatively, if you opt out this year, you are still eligible for the plans in subsequent years.
Once you opt out, you are not eligible under any circumstance to opt back in during the current policy year of September 1, 2018 to August 31, 2019 (this includes a parent experiencing a loss of employment and benefits).
When opting out online you are required to register an account and provide the following details:
- MyLaurier email address
- Student ID number
- First and last name
- Opting out of: health, dental or both
- Name of the insurance company providing your benefits
- Name of the plan sponsor (employer name or privately purchased)
- Policy/group number
- ID/certificate number
Confirmation of successful opt out request will be reflected on LORIS, Student Services Tab, Account Summary by Term.
Undergraduate Health and Dental Plan FAQ:
How much does the plan cost?
Policy Period: September 1, 2018 – August 31, 2019
Single: Health $117.00 / Dental $109.80
Family (1 Dependent)*: Health $234.00 / Dental: $219.60
Family (2 or more Dependents)*: Health $351.00 / Dental $329.40
*Family Rates do not include plan member rates
What is the Opt-out process?
Note: There are no exceptions or extensions to the opt-out deadline. If you submit a claim during the opt-out period and have requested to opt-out of the plan your opt-out request will be declined and your fee will not be reversed.
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